Inspecting Your Home with Houston Home Insurance

When considering the purchase of a home, it is generally wise to have an inspection conducted. Whether the seller pays or you pay for the inspection, it is a good idea for you to be in attendance while the inspection is carried out. Additionally, you might like to contact your agent at this stage, to determine the cost of the Houston home insurance policies you may need for a prospective home, as that may be a factor in your overall budget.

Before you engage an inspector, you should make sure he or she is suitably trained and certified to perform a home inspection. Also, you may want to make sure the seller has all utilities turned on for the inspection so that they can be checked as well. Have a chat with your inspector before the work begins, stressing that you would like the inspection to be comprehensive with detailed information about the condition of the home.

These days, electrical systems are vital to the running of a household, therefore you may want to make sure that outlets will support large electronic equipment and that heating and air conditioning systems are adequate for the size of the home. Major red flags to watch for include cracks in the foundation, mold and signs of termites.

Depending on any special features your prospective home may have, your agent may recommend endorsements to your Houston home insurance policies for added financial protection should you decide to go ahead with the purchase.

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